Anaheim, CA · West · Allowed
Payday loans in Anaheim
Anaheim is governed by California's statewide lending law — cities don't set their own loan rules. Storefront payday lending is permitted in California. State law caps what lenders can charge — the limits below are the legal ceiling, and honest lenders stay under it.
The limits below are the legal ceiling — any offer above them is being made outside the law.
Lending storefronts in Anaheim
351,043 residents · Orange County Median household income is $60,752 — below the California median of $68,111.
13 storefront locations of 10 companies listed in the public directory snapshot below. Categories are the directory's own — verify a store's license with the state regulator before borrowing.
| Lender | Address | Phone | Hours |
|---|---|---|---|
| Advance America Check Cashing/Pay-day Loans | 757 N Euclid St, 92801 | (714) 772-1545 | Mon 10:00 AM - 6:00 PM · hours vary |
| Cashback Loans Check Cashing/Pay-day Loans | 545 S State College Blvd, 92806 | (714) 778-5550 | Mon 9:30 AM - 6:00 PM · hours vary |
| Express Capital Funding Installment Loans | 130 S Chaparral Ct Ste 245, 92808 | (714) 386-3600 | Mon–Fri 8:00 AM - 5:00 PM · Sat–Sun Closed |
| Home Acceptance Corporation Installment Loans | 1061 N Kraemer Pl Ste D, 92806 | (714) 630-6441 | Mon 9:00 AM - 8:00 PM · hours vary |
| LoanMe Installment Loans, Business Financing, Check Cashing/Pay-day Loans | 1900 S State College Blvd Ste 300, 92806 | (855) 686-3082 | Mon–Fri 9:00 AM - 6:00 PM · Sat–Sun Closed |
| North Star Advance Check Cashing/Pay-day Loans | 700 N Valley St Ste B, 92801 | (888) 574-1806 | Open 24 hours daily |
| Oportun Installment Loans | 1217 S Anaheim Blvd, 92805 | (657) 239-2951 | Mon 11:00 AM - 6:30 PM · hours vary |
| Oportun Installment Loans | 968 S Euclid St, 92802 | (657) 529-7154 | Mon 11:00 AM - 6:30 PM · hours vary |
| Oportun Installment Loans | 929 S Euclid Ave, 92802 | (708) 487-0923 | 8:00 AM - 8:00 PM daily |
| Oportun Installment Loans | 1848 S Euclid Ave Cardenas Markets, 92802 | (909) 743-6412 | Mon 11:00 AM - 6:30 PM · hours vary |
| Speedy Cash Check Cashing/Pay-day Loans | 101 S Brookhurst St, 92804 | (714) 999-5312 | Mon 8:00 AM - 8:00 PM · hours vary |
| Strategic Business Loans Installment Loans, Business Financing | 1361 N Schooner Ln, 92801 | (866) 615-6267 | Mon–Fri 8:00 AM - 5:00 PM · Sat–Sun Closed |
| Student Financial Aid USA Installment Loans | 160 South Old Springs Rd, 92808 | (866) 420-3232 | Hours not listed |
Listing data: public business directory, collected 2022-02-20. Stores close and relocate — confirm with the regulator's license lookup on the California page before visiting. Spot an error? Report it.
The online route in Anaheim
A parallel market lends entirely online — application, decision and funding on a website, no storefront. Lenders licensed in California follow the state schedule anywhere in the state, but bank-partner and tribal loans are structured outside state rate limits, and regulators dispute that model.
From the online lenders directory — terms each lender publishes about itself, checked September 2026. Directory only: we are not affiliated and make no availability promises — verify with the lender and the California regulator.
The rules behind the numbers
A payday loan is not intended for long-term financial needs. You cannot be prosecuted or threatened with prosecution in a criminal proceeding for a returned check.
In practice: borrow $300 for a standard term and the finance charge is $45 — $345 repaid at the end, about 460% APR. Every compliant lender in Anaheim has to fit inside that schedule.
Statute: Cal. Fin. Code § 23000 et seq.
Regulator: California Department of Financial Protection and Innovation · dfpi.ca.gov
Questions people ask in Anaheim
Are payday loans legal in Anaheim, CA?
Yes. Storefront payday lending is permitted across California, and Anaheim runs under the same state rules: maximum loan $300, fees capped at 15% of face value ($17.65 per $100 advanced). A store charging above the cap is operating illegally.
How much would a $300 loan cost me in Anaheim?
The same as anywhere in California: state law sets the schedule. On a typical $300 loan the finance charge is about $45 — $345 repaid at the end of the standard term.
Which lenders have stores in Anaheim?
13 storefronts are listed in Anaheim in our 2022-02-20 directory snapshot (10 different companies). The full list with addresses, phones and hours is in the table above.
Who regulates lenders in Anaheim?
Complaints about a lender go to the California Department of Financial Protection and Innovation (dfpi.ca.gov) — keep the loan agreement and every fee disclosure you were given.