Greenville, SC · South · Allowed
Payday loans in Greenville
Greenville is governed by South Carolina's statewide lending law — cities don't set their own loan rules. Storefront payday lending is permitted in South Carolina. State law caps what lenders can charge — the limits below are the legal ceiling, and honest lenders stay under it.
The limits below are the legal ceiling — any offer above them is being made outside the law.
Lending storefronts in Greenville
67,453 residents · Greenville County Median household income is $41,924 — below the South Carolina median of $47,139.
14 storefront locations of 12 companies listed in the public directory snapshot below. Categories are the directory's own — verify a store's license with the state regulator before borrowing.
| Lender | Address | Phone | Hours |
|---|---|---|---|
| 1st Franklin Financial Investing, Installment Loans | 2537 N Pleasantburg Dr Ste B, 29609 | (864) 232-1746 | Mon 8:30 AM - 5:30 PM · hours vary |
| Advance America Check Cashing/Pay-day Loans | 2435 E North St Ste 1117, 29615 | (864) 244-3705 | Mon 10:00 AM - 6:00 PM · hours vary |
| Advance America Check Cashing/Pay-day Loans | 1178 Woodruff Rd Ste 15, 29607 | (864) 234-0999 | Mon 10:00 AM - 6:00 PM · hours vary |
| Advance America Check Cashing/Pay-day Loans | 3403 W Blue Ridge Dr, 29611 | (864) 269-9059 | Mon 10:00 AM - 6:00 PM · hours vary |
| Always Money Check Cashing/Pay-day Loans, Gold Buyers | 6134-K White Horse Rd, 29611 | (864) 220-0127 | Mon 9:00 AM - 6:00 PM · hours vary |
| Approved Cash Check Cashing/Pay-day Loans, Title Loans, Installment Loans | 6135 White Horse Rd Ste B, 29611 | (864) 271-6114 | Mon 10:00 AM - 6:00 PM · hours vary |
| Best Cash Loans of SC Installment Loans | 3405 Whitehorse Rd Ste E, 29611 | (864) 220-2915 | Mon–Fri 9:00 AM - 5:30 PM · Sat–Sun Closed |
| Blueprint Business Credit Partners Business Consulting, Installment Loans | 2320 East North St Ste 114, 29607 | (864) 501-0680 | Mon 9:00 AM - 5:00 PM · hours vary |
| Cash Loan Company Installment Loans | 200 N Pleasantburg Dr Ste B, 29607 | (864) 232-5636 | Mon–Fri 9:00 AM - 5:30 PM · Sat–Sun Closed |
| Community Credit Installment Loans | 347 S Pleasantburg Dr, 29607 | (864) 269-1411 | Hours not listed |
| Credit Central Installment Loans, Tax Services | 1016 Laurens Rd Ste A, 29607 | (864) 235-3524 | Hours not listed |
| Kinsmith Finance Installment Loans | 1016 Laurens Rd Ste C, 29607 | (864) 288-2274 | Mon–Fri 9:00 AM - 5:30 PM · Sat–Sun Closed |
| Security Finance Installment Loans | 1366 N Pleasantburg Dr Ste A, 29607 | (864) 268-7768 | Mon 9:00 AM - 6:00 PM · hours vary |
| World Acceptance Corporation Installment Loans, Tax Services | 57 Oaks Ln Ste 3, 29606 | (864) 298-9801 | Mon 9:00 AM - 7:00 PM · hours vary |
Listing data: public business directory, collected 2022-02-20. Stores close and relocate — confirm with the regulator's license lookup on the South Carolina page before visiting. Spot an error? Report it.
The online route in Greenville
A parallel market lends entirely online — application, decision and funding on a website, no storefront. Lenders licensed in South Carolina follow the state schedule anywhere in the state, but bank-partner and tribal loans are structured outside state rate limits, and regulators dispute that model.
From the online lenders directory — terms each lender publishes about itself, checked September 2026. Directory only: we are not affiliated and make no availability promises — verify with the lender and the South Carolina regulator.
The rules behind the numbers
Deferred presentment service agreements are short-term loans and are not intended to solve long-term financial problems.
In practice: borrow $300 for a standard term and the finance charge is $45 — $345 repaid at the end, about 391% APR. Every compliant lender in Greenville has to fit inside that schedule.
Statute: S.C. Code Ann. § 34-39-110 et seq.
Regulator: South Carolina State Board of Financial Institutions · bofi.sc.gov
Questions people ask in Greenville
Are payday loans legal in Greenville, SC?
Yes. Storefront payday lending is permitted across South Carolina, and Greenville runs under the same state rules: maximum loan $550, fees capped at 15% of face value of check ($15 per $100). A store charging above the cap is operating illegally.
How much would a $300 loan cost me in Greenville?
The same as anywhere in South Carolina: state law sets the schedule. On a typical $300 loan the finance charge is about $45 — $345 repaid at the end of the standard term.
Which lenders have stores in Greenville?
14 storefronts are listed in Greenville in our 2022-02-20 directory snapshot (12 different companies). The full list with addresses, phones and hours is in the table above.
Who regulates lenders in Greenville?
Complaints about a lender go to the South Carolina State Board of Financial Institutions (bofi.sc.gov) — keep the loan agreement and every fee disclosure you were given.