Las Vegas, NV · West · Allowed
Payday loans in Las Vegas
Las Vegas is governed by Nevada's statewide lending law — cities don't set their own loan rules. Storefront payday lending is permitted in Nevada. State law caps what lenders can charge — the limits below are the legal ceiling, and honest lenders stay under it.
The limits below are the legal ceiling — any offer above them is being made outside the law.
Lending storefronts in Las Vegas
632,912 residents · Clark County Median household income is $50,202 — below the Nevada median of $55,578.
112 storefront locations of 38 companies listed in the public directory snapshot below. Categories are the directory's own — verify a store's license with the state regulator before borrowing.
| Lender | Address | Phone | Hours |
|---|---|---|---|
| A Advance Payday Check Cashing/Pay-day Loans | 3985 E Sunset Rd Ste C, 89120 | (702) 434-8899 | Mon 9:00 AM - 6:00 PM · hours vary |
| Advance America Check Cashing/Pay-day Loans, Title Loans, Installment Loans | 560 N Nellis Ste E-5, 89110 | (702) 459-0724 | Mon 10:00 AM - 6:00 PM · hours vary |
| Advance America Check Cashing/Pay-day Loans, Title Loans, Installment Loans | 4001 S Decatur Blvd, 89103 | (702) 251-1532 | Mon 10:00 AM - 6:00 PM · hours vary |
| Advance America Check Cashing/Pay-day Loans, Title Loans, Installment Loans | 3675 S Rainbow Blvd, 89103 | (702) 251-1536 | Mon 10:00 AM - 6:00 PM · hours vary |
| Advance America Check Cashing/Pay-day Loans, Title Loans, Installment Loans | 3399 S Durango Ste 104, 89117 | (702) 304-1213 | Mon 10:00 AM - 6:00 PM · hours vary |
| Advantage 1 Loans Check Cashing/Pay-day Loans, Gold Buyers, Installment Loans | 547 E Sahara Ave Ste 103, 89104 | (702) 734-7135 | Mon 9:00 AM - 5:00 PM · hours vary |
| Armed Forces Loans Installment Loans, Financial Advising | 6161 S Rainbow Blvd Ste 100, 89118 | (702) 868-6204 | Hours not listed |
| Atlas Capital Partners Business Financing, Title Loans, Installment Loans | 3773 Howard Hughes Pkwy Ste 500S, 89169 | (775) 301-5626 | Mon–Fri 8:30 AM - 5:30 PM · Sat–Sun Closed |
| Cash 1 Loans Title Loans, Installment Loans | 6883 S Eastern Ave Ste 400, 89119 | (702) 438-2274 | Mon 8:00 AM - 9:00 PM · hours vary |
| CASH 1 Loans Title Loans, Installment Loans | 1149 E Desert Inn Rd Ste B & C, 89109 | (702) 940-3900 | Mon 8:00 AM - 9:00 PM · hours vary |
| CASH 1 Loans Title Loans, Installment Loans | 3209 W. Sahara Ave, 89102 | (702) 889-0003 | Mon 8:00 AM - 9:00 PM · hours vary |
| CASH 1 Loans Title Loans, Installment Loans | 8450 W Sahara Ave Ste 114, 89117 | (702) 869-5599 | Mon 8:00 AM - 9:00 PM · hours vary |
| CASH 1 Loans Title Loans, Installment Loans | 6708 W Cheyenne Ave, 89108 | (702) 644-6700 | Mon 8:00 AM - 9:00 PM · hours vary |
| CASH 1 Loans Title Loans, Installment Loans | 865 N Lamb Blvd Ste 16, 89110 | (702) 437-1234 | Mon 8:00 AM - 9:00 PM · hours vary |
| CASH 1 Loans Title Loans, Installment Loans | 1995 N Nellis Blvd Ste C, 89115 | (702) 413-0280 | Mon 8:00 AM - 9:00 PM · hours vary |
| CASH 1 Loans Title Loans, Installment Loans | 3209 W Sahara Ave, 89102 | (702) 889-0003 | Mon 8:00 AM - 9:00 PM · hours vary |
| CASH 1 Loans Title Loans, Installment Loans | 6433 W Charleston Blvd, 89146 | (702) 475-9217 | Mon 8:00 AM - 7:00 PM · hours vary |
| Cash Kingdom Check Cashing/Pay-day Loans, Installment Loans, Title Loans | 7385 W Sahara Ave Ste B, 89117 | (702) 248-2274 | Mon 7:00 AM - 6:00 PM · hours vary |
| Cash Nevada Check Cashing/Pay-day Loans | 1117 N Nellis Blvd, 89110 | (702) 438-3333 | Mon 9:00 AM - 6:00 PM · hours vary |
| Cash Oasis Check Cashing/Pay-day Loans | 3870 E Flamingo Rd, 89121 | (702) 456-8350 | Mon 9:00 AM - 6:00 PM · hours vary |
| Cash Oasis Check Cashing/Pay-day Loans | 5628 W Charleston Blvd, 89146 | (702) 258-0044 | Mon 9:00 AM - 6:00 PM · hours vary |
| Check City - Las Vegas Check Cashing/Pay-day Loans, Tax Services, Installment Loans | 2475 S Jones Blvd Ste 2, 89146 | (702) 876-8822 | Mon 10:00 AM - 6:00 PM · hours vary |
| Continental Loans Installment Loans | 23 N Nellis Blvd, 89110 | (702) 430-7677 | Mon 9:00 AM - 5:00 PM · hours vary |
| Dollar Loan Center Check Cashing/Pay-day Loans | 5335 S Decatur Blvd A, 89118 | (702) 862-4222 | Mon 9:00 AM - 6:00 PM · hours vary |
| Dollar Loan Center Check Cashing/Pay-day Loans | 4310 E Tropicana Ave, 89121 | (702) 451-5826 | Mon 9:00 AM - 6:00 PM · hours vary |
Showing 25 of 112 locations — the rest are smaller branches of the same companies.
Listing data: public business directory, collected 2022-02-20. Stores close and relocate — confirm with the regulator's license lookup on the Nevada page before visiting. Spot an error? Report it.
The online route in Las Vegas
A parallel market lends entirely online — application, decision and funding on a website, no storefront. Lenders licensed in Nevada follow the state schedule anywhere in the state, but bank-partner and tribal loans are structured outside state rate limits, and regulators dispute that model.
From the online lenders directory — terms each lender publishes about itself, checked September 2026. Directory only: we are not affiliated and make no availability promises — verify with the lender and the Nevada regulator.
The rules behind the numbers
High-interest loans are intended for short-term financial assistance and should not be used as a long-term solution.
In practice: borrow $300 for a standard term and the finance charge is $45 — $345 repaid at the end, about 652% APR. Every compliant lender in Las Vegas has to fit inside that schedule.
Statute: NRS Chapter 604A
Regulator: Nevada Financial Institutions Division · fid.nv.gov
Questions people ask in Las Vegas
Are payday loans legal in Las Vegas, NV?
Yes. Storefront payday lending is permitted across Nevada, and Las Vegas runs under the same state rules: maximum loan 25% of monthly income, fees capped at No fee cap (set by contract). A store charging above the cap is operating illegally.
How much would a $300 loan cost me in Las Vegas?
The same as anywhere in Nevada: state law sets the schedule. On a typical $300 loan the finance charge is about $45 — $345 repaid at the end of the standard term.
Which lenders have stores in Las Vegas?
112 storefronts are listed in Las Vegas in our 2022-02-20 directory snapshot (38 different companies). The full list with addresses, phones and hours is in the table above.
Who regulates lenders in Las Vegas?
Complaints about a lender go to the Nevada Financial Institutions Division (fid.nv.gov) — keep the loan agreement and every fee disclosure you were given.