Hurricane, UT · West · Allowed
Payday loans in Hurricane
Hurricane is governed by Utah's statewide lending law — cities don't set their own loan rules. Storefront payday lending is permitted in Utah. State law caps what lenders can charge — the limits below are the legal ceiling, and honest lenders stay under it.
The limits below are the legal ceiling — any offer above them is being made outside the law.
Lending storefronts in Hurricane
16,159 residents · Washington County Median household income is $44,715 — below the Utah median of $66,486.
| Nearest storefronts | Town | Phone |
|---|---|---|
| Security Finance | Washington 12 mi | (435) 635-8214 |
| Advance America | St. George 17 mi | (435) 656-9185 |
| Security Finance | St. George 17 mi | (435) 674-0293 |
| Advance America | Cedar City 37 mi | (435) 586-1772 |
| Security Finance | Cedar City 37 mi | (435) 586-1095 |
Listing data: public business directory, collected 2022-02-20. Stores close and relocate — confirm with the regulator's license lookup on the Utah page before visiting. Spot an error? Report it.
The online route in Hurricane
A parallel market lends entirely online — application, decision and funding on a website, no storefront. Lenders licensed in Utah follow the state schedule anywhere in the state, but bank-partner and tribal loans are structured outside state rate limits, and regulators dispute that model.
From the online lenders directory — terms each lender publishes about itself, checked September 2026. Directory only: we are not affiliated and make no availability promises — verify with the lender and the Utah regulator.
The rules behind the numbers
Deferred deposit loans are high-cost loans without interest rate caps, intended for short-term financial emergencies only.
In practice: borrow $300 for a standard term and the finance charge is $45 — $345 repaid at the end, about 521% - 652% APR. Every compliant lender in Hurricane has to fit inside that schedule.
Statute: Utah Code § 7-23-101 et seq.
Regulator: Utah Department of Financial Institutions · dfi.utah.gov
Questions people ask in Hurricane
Are payday loans legal in Hurricane, UT?
Yes. Storefront payday lending is permitted across Utah, and Hurricane runs under the same state rules: maximum loan No fixed dollar cap, fees capped at No fee cap (set by contract). A store charging above the cap is operating illegally.
How much would a $300 loan cost me in Hurricane?
The same as anywhere in Utah: state law sets the schedule. On a typical $300 loan the finance charge is about $45 — $345 repaid at the end of the standard term.
Which lenders have stores in Hurricane?
Our 2022-02-20 directory snapshot lists no storefront lenders in Hurricane — the closest listed locations are in Washington, St. George, Cedar City.
Who regulates lenders in Hurricane?
Complaints about a lender go to the Utah Department of Financial Institutions (dfi.utah.gov) — keep the loan agreement and every fee disclosure you were given.